Pensions & Retirement

Pensions for CUPE 1445 members are provided through the LAPP pension plan.  If you have questions about your eligibility for the plan contact your Executive or for more information please visit LAPP Website or phone 1.877.649.5277.

Life Works – New May 2021!
LAPP  is an online tool to see and update your personal information. You can change your address and your beneficiaries.
It can also help you plan your retirement.
Waiting Period
There is a 12 month waiting period for eligible employees to participate in the Local Authorities Pension Plan.

The waiting period is waived if the employee has participated in the Local Authorities Pension Plan with another employer and there is less than a six month break in service. All periods of employment at RDC will be applied to the 12 month waiting period.

Membership is mandatory for all full-time, permanent employees working at least 30 hours per week.

Voluntary membership is available to permanent part-time members of CUPE and AUPE who work 17.5 or more hours and less than 30 hours per week.

Contribution Rates – January 1, 2021
Employee contributes:
  •   8.39% of salary up to $2,566.67 per pay period, plus
  • 12.84% of salary over $2,566.67 per pay period

Employer Contributes:

  •   9.39% of salary up to $2,566.67 per pay period, plus
  • 13.84% of salary over $2,566.67 per pay period

*Year’s Maximum Pensionable Earnings for 2021 is $61,600.00

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